Mortgage solutions for home buyers of all types
Whether you’re buying your first home, refinancing, investing, or purchasing from overseas - we’ve got the experience and lender network to make it happen.
How we can help
We’re an independent, fully accredited mortgage advisor. That means we work for you - not the banks - to find the best loan structure, rates, and smoothest path to approval
First Home Buyers
Guidance and lending solutions for Kiwi buyers to get on the property ladder. We help you understand your deposit options, structure your loan, and secure competitive rates.
First Home Buyers
Guidance and lending solutions for Kiwi buyers to get on the property ladder. We help you understand your deposit options, structure your loan, and secure competitive rates.
First Home Buyers
Guidance and lending solutions for Kiwi buyers to get on the property ladder. We help you understand your deposit options, structure your loan, and secure competitive rates.
Refinance & Restructures
Review your current mortgage to lower costs, fix repayments, or free up equity. We handle the process end-to-end with minimal disruption to you.
Refinance & Restructures
Review your current mortgage to lower costs, fix repayments, or free up equity. We handle the process end-to-end with minimal disruption to you.
Refinance & Restructures
Review your current mortgage to lower costs, fix repayments, or free up equity. We handle the process end-to-end with minimal disruption to you.
Investment Properties
Whether you’re growing a portfolio or buying your first rental, we’ll structure lending to maximise returns while managing risk.
Investment Properties
Whether you’re growing a portfolio or buying your first rental, we’ll structure lending to maximise returns while managing risk.
Investment Properties
Whether you’re growing a portfolio or buying your first rental, we’ll structure lending to maximise returns while managing risk.
Renovation & Construction
Secure flexible lending for new builds, major renovations, or development projects—tailored to your cashflow and build timelines.
Renovation & Construction
Secure flexible lending for new builds, major renovations, or development projects—tailored to your cashflow and build timelines.
Renovation & Construction
Secure flexible lending for new builds, major renovations, or development projects—tailored to your cashflow and build timelines.
Overseas Buyers
Specialist support for non-residents, expats, and foreign income earners purchasing in NZ. We know the rules, paperwork, and lenders who say yes.
Overseas Buyers
Specialist support for non-residents, expats, and foreign income earners purchasing in NZ. We know the rules, paperwork, and lenders who say yes.
Overseas Buyers
Specialist support for non-residents, expats, and foreign income earners purchasing in NZ. We know the rules, paperwork, and lenders who say yes.
Commercial Property
Access lending for business premises, commercial property, or mixed-use developments.
Commercial Property
Access lending for business premises, commercial property, or mixed-use developments.
Commercial Property
Access lending for business premises, commercial property, or mixed-use developments.
Why use a broker?
More Choice. Better Deals. Less Stress
We compare lending options from multiple banks and non-bank lenders
We compare lending options from multiple banks and non-bank lenders
We negotiate on your behalf - rates, fees, cashback and structure
We negotiate on your behalf - rates, fees, cashback and structure
Our service is free to you, our cost is covered by your lender
Our service is free to you, our cost is covered by your lender
We guide you from pre-approval to settlement
We guide you from pre-approval to settlement
We work with New Zealand’s best lenders to find you the best deal
We work with New Zealand’s best lenders to find you the best deal
Contact us
Let’s Find the Right Loan for You
The Application Process
We make the borrowing process simple, supporting you every step of the way
01
Book your free consultation
We’ll send you a short onboarding pack to complete. After assessing your situation we will then setup a call to discuss your options and develop a plan.
Book your free consultation
We’ll send you a short onboarding pack to complete. After assessing your situation we will then setup a call to discuss your options and develop a plan.
Get matched with lenders
We will filter and prioritise the banks to approach based on the type of property, your income, deposit, and goals. We give you a detailed breakdown and then align on a pathway.
Get matched with lenders
We will filter and prioritise the banks to approach based on the type of property, your income, deposit, and goals. We give you a detailed breakdown and then align on a pathway.
02
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Settle with confidence
We’ll be right beside you until the keys are in your hand. From final paperwork to lender liaison, we ensure your settlement is smooth, stress-free, and on time.
Settle with confidence
We’ll be right beside you until the keys are in your hand. From final paperwork to lender liaison, we ensure your settlement is smooth, stress-free, and on time.
Contact us
Ready to start your mortgage journey
FAQ
Answers to the most common questions about buying and borrowing
How much deposit do I need to buy a property in New Zealand?
Can I use KiwiSaver to help buy my first home?
Can I buy a house in New Zealand if I’m not a citizen or resident?
What documents do I need to apply for a mortgage?
What are the different types of home loans available in NZ?
What’s the difference between conditional approval and pre-approval?
What other costs should I plan for when buying property?
Can I use overseas income to qualify for a mortgage in New Zealand?
How long does the mortgage approval process take?
Should I work with a mortgage adviser or broker?
How much deposit do I need to buy a property in New Zealand?
Can I use KiwiSaver to help buy my first home?
Can I buy a house in New Zealand if I’m not a citizen or resident?
What documents do I need to apply for a mortgage?
What are the different types of home loans available in NZ?
What’s the difference between conditional approval and pre-approval?
What other costs should I plan for when buying property?
Can I use overseas income to qualify for a mortgage in New Zealand?
How long does the mortgage approval process take?
Should I work with a mortgage adviser or broker?
Our Team
