Get a mortage on New Zealand property while living in Australia
We help Aussies get approved for New Zealand property loans. No guesswork. No runaround. Just results.
Why choose us
Over 20 years helping Australian residents invest in New Zealand property
With New Zealand Mortgages
Built for Cross-Tasman Buyers
A lot of our clients live in Australia and buy in NZ. We specialise in bridging that gap from income assessment to bank selection.
Fast, Honest Guidance
You won’t get vague advice or half-answers. We give you a clear view of your options from day one so you can act with confidence.
NZ Bank Expertise
We know which NZ lenders accept Aussie income, equity, and visa status - and importantly how to structure your application to match their policy.
Other mortgage brokers
Local Experience Only
Most brokers are great for Aussie-to-Aussie loans but fumble when it comes to NZ’s rules, LVRs, and offshore income policies.
Vague Advice, Slow Response
You’ll often hear “we’ll look into it” instead of clear next steps. That means delays, confusion, and missed opportunities.
Wrong Bank, Wrong Outcome
Generic brokers waste time applying to lenders that won’t touch offshore deals. We don’t guess, we know where to go.
"As Aussies buying our first rental property in Christcurch,we had no idea where to start! The team explained it all and got us approved fast."
Sarah and Adrian, Sydney
Important to know
Thing to consider when purchasing a property in New Zealand as an Australian resident
Contact us
Book a free lending scenario review with our team
Market Insights
The New Zealand property market at a glance
Average residential rent
Median rent $595/wk (Nov 2025 new tenancies): down $5
House price index
REINZ HPI 3,603 (Dec 2025)
Mortgage rate: Avg 1yr fixed
4.42% (Dec 2025)
Net migration gain
11,900 (year to Oct 2025), down from +35,400 prior year
Official Cash Rate (OCR)
2.25% (26 Nov 2025)
Residential building consents
35,969 dwellings consented yr to Nov 2025
The Application Process
We make the borrowing process simple, supporting you every step of the way
01
Book your free consultation
We’ll send you a short onboarding pack to complete. After assessing your situation we will then setup a call to discuss your options and develop a plan.
Get matched with lenders
We will filter and prioritise the banks to approach based on the type of property, your income, deposit, and goals. We give you a detailed breakdown and then align on a pathway.
02
03
Settle with confidence
We’ll be right beside you until the keys are in your hand. From final paperwork to lender liaison, we ensure your settlement is smooth, stress-free, and on time.
Contact us
Ready to start your New Zealand mortgage journey
FAQ
Answers to the most common questions about buying and borrowing in New Zealand
Can I get a mortgage in New Zealand as an overseas buyer?
Which visas are eligible for a home loan in NZ?
How much deposit do I need as an international buyer?
Can I use overseas income to apply?
What documents do I need to apply?
Can I buy an investment property as a non-citizen or PR?
How does the mortgage process work for overseas buyers?
Are there tax implications as a non-resident?
Do I need to talk to a mortgage broker or adviser?