Helping You Buy Property in New Zealand - From Anywhere

We specialise in guiding home buyers through the NZ mortgage process - clearly, securely, and without the usual stress

Get in touch

Our Story

A Trusted Advisor With a New Generation at the Helm

Over the past 20 years New Zealand Mortgages has helped thousands of buyers secure property in New Zealand. The business was founded by a veteran NZ mortgage broker who built deep relationships with clients and lenders alike - especially those working across borders.

In 2025, we welcomed Tama Sefuiva to lead our advisory service and while our original founder remains on as a trusted advisor, our business is evolving with an even sharper focus on helping Kiwis, Australians, Brits, and expats buying in NZ.

We're proud to carry forward a legacy of trust - and even more excited about where we’re heading. Our commitment is simple: clearer guidance, smarter tools, and a better experience for every buyer.

What makes us different

Built for every buyer, local or abroad.

NZ-focused, globally experienced

NZ-focused, globally experienced

NZ-focused, globally experienced

Personal service from start to settlement—no handoffs, no confusion

Personal service from start to settlement—no handoffs, no confusion

Personal service from start to settlement—no handoffs, no confusion

Fast communication, no guesswork, no runaround

Fast communication, no guesswork, no runaround

Fast communication, no guesswork, no runaround

We know which banks say yes—and why

We know which banks say yes—and why

We know which banks say yes—and why

We understand foreign income, tax, and risk

We understand foreign income, tax, and risk

We understand foreign income, tax, and risk

We handle complex scenarios—multiple incomes, currencies, or visa types

We handle complex scenarios—multiple incomes, currencies, or visa types

We handle complex scenarios—multiple incomes, currencies, or visa types

Ready to start your mortgage journey

Senior Mortgage Advisor

Tama Sefuiva

Senior Mortgage Advisor

Tama Sefuiva

Senior Mortgage Advisor

Tama Sefuiva

FAQ

Answers to the most common questions about buying and borrowing in New Zealand

How much deposit do I need to buy a property in New Zealand?

Can I use KiwiSaver to help buy my first home?

Can I buy a house in New Zealand if I’m not a citizen or resident?

What documents do I need to apply for a mortgage?

What are the different types of home loans available in NZ?

What’s the difference between conditional approval and pre-approval?

What other costs should I plan for when buying property?

Can I use overseas income to qualify for a mortgage in New Zealand?

How long does the mortgage approval process take?

Should I work with a mortgage adviser or broker?

How much deposit do I need to buy a property in New Zealand?

Can I use KiwiSaver to help buy my first home?

Can I buy a house in New Zealand if I’m not a citizen or resident?

What documents do I need to apply for a mortgage?

What are the different types of home loans available in NZ?

What’s the difference between conditional approval and pre-approval?

What other costs should I plan for when buying property?

Can I use overseas income to qualify for a mortgage in New Zealand?

How long does the mortgage approval process take?

Should I work with a mortgage adviser or broker?