Market Insights & Mortgage Guidance

Stay up to date with latest mortgage news, lending rules, and guidance for all types of borrowers

View Featured Posts

Featured Posts

2025 Property & Mortgage Market Review plus 2026 Outlook
Our comprehensive review of New Zealand’s 2025 property and lending markets, plus a practical 2026 outlook for first-home buyers, refixers and investors.
Buying in NZ as an Overseas Buyer
Everything overseas buyers need to know about buying property and securing a mortgage in New Zealand.
First Home Buyers Guide
Buying your first home is a major milestone — and often, the hardest part is understanding how to actually get a mortgage approved.
2026 Mortgage Rate Outlook
A practical 2026 outlook for NZ mortgage rates. We cover the base case, upside/downside scenarios, what drives fixed vs floating rates, and what it means for refixing and refinancing decisions.
2025 Property & Mortgage Market Review plus 2026 Outlook
Our comprehensive review of New Zealand’s 2025 property and lending markets, plus a practical 2026 outlook for first-home buyers, refixers and investors.
Buying in NZ as an Overseas Buyer
Everything overseas buyers need to know about buying property and securing a mortgage in New Zealand.
First Home Buyers Guide
Buying your first home is a major milestone — and often, the hardest part is understanding how to actually get a mortgage approved.
2026 Mortgage Rate Outlook
A practical 2026 outlook for NZ mortgage rates. We cover the base case, upside/downside scenarios, what drives fixed vs floating rates, and what it means for refixing and refinancing decisions.
2025 Property & Mortgage Market Review plus 2026 Outlook
Our comprehensive review of New Zealand’s 2025 property and lending markets, plus a practical 2026 outlook for first-home buyers, refixers and investors.
Buying in NZ as an Overseas Buyer
Everything overseas buyers need to know about buying property and securing a mortgage in New Zealand.
First Home Buyers Guide
Buying your first home is a major milestone — and often, the hardest part is understanding how to actually get a mortgage approved.
2026 Mortgage Rate Outlook
A practical 2026 outlook for NZ mortgage rates. We cover the base case, upside/downside scenarios, what drives fixed vs floating rates, and what it means for refixing and refinancing decisions.
2025 Property & Mortgage Market Review plus 2026 Outlook
Our comprehensive review of New Zealand’s 2025 property and lending markets, plus a practical 2026 outlook for first-home buyers, refixers and investors.
Buying in NZ as an Overseas Buyer
Everything overseas buyers need to know about buying property and securing a mortgage in New Zealand.
First Home Buyers Guide
Buying your first home is a major milestone — and often, the hardest part is understanding how to actually get a mortgage approved.
2026 Mortgage Rate Outlook
A practical 2026 outlook for NZ mortgage rates. We cover the base case, upside/downside scenarios, what drives fixed vs floating rates, and what it means for refixing and refinancing decisions.

All Posts

The New Zealand property market at a glance

Market metrics are currently unavailable.

View our blog & more market insights

Book a free lending scenario review with our team

Senior Mortgage Advisor

Tama Sefuiva

Market Insights & Mortgage Guidance

Read more of our updates on buying and borrowing in New Zealand

How New Zealand Banks Treat Australian Income and Deposits

How New Zealand Banks Treat Australian Income and Deposits

Buying Property in New Zealand as an Australian: The Complete 2026 Guide

Buying Property in New Zealand as an Australian: The Complete 2026 Guide

New Zealand's Housing Market: Why Suburb Research Matters More Than National Averages

New Zealand's Housing Market: Why Suburb Research Matters More Than National Averages

Do You Really Need a 20% Deposit to Buy Your First Home?

Do You Really Need a 20% Deposit to Buy Your First Home?

Fixed, Floating or Wait? What September’s Wholesale-Rate Jump Means for Your Refix

Fixed, Floating or Wait? What September’s Wholesale-Rate Jump Means for Your Refix

The New Zealand property market at a glance

Book a free lending scenario review with our team