Mortgages made simple for Kiwi home buyers
Buying your first home, refinancing, or investing in New Zealand? We make the mortgage process clear, fast, and stress-free - so you can focus on getting the keys!
Why choose us
Over 20 years helping kiwi home buyers
Finding The Right Loan, Structured for You
Supporting Your Journey from Start to Finish
The Application Process
Making the borrowing process simple and supporting you every step of the way
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"You helped us figure out a price range we could afford to go for and we ultimately found a home which we fell in love with and secured! You made the process stress free and your ability to discuss our situation with the bank quickly was extremely helpful."
Liam and Courtney, Auckland
Why Choose Us
Contact us
Book a free lending scenario review with our team
Important to know
From first homes to investment properties, we’ve got you covered
Market Insights
The New Zealand property market at a glance
Average residential rent
NZ$572/week (year to Jun 2025)
Rent growth close to flat; rental market showing clear moderation.
House price index
–1.1% over Q3 2025, avg value NZ$900,521
Prices modestly declining; suggests buyer caution and stock levels constraining upward momentum.
Mortgage rate: Avg 1yr fixed
5.40% (as of Oct 2025)
Borrowing cost easing; may support demand if confidence returns.
Net migration gain
+13,700 (year to Jun 2025)
Slowing migrant inflows reduce a key demand driver for housing.
Official Cash Rate (OCR)
2.50% (as of 8 Oct 2025)
Monetary policy easing materially; stimulates housing but risk remains.
Residential building consents
8,196 (quarter to Jun 2025)
Consent numbers barely falling; supply creation holding up but still weak.
Our Team
Meet the team working to help you
Contact us
Ready to start your New Zealand mortgage journey
FAQ
